Terms & Conditions

Version 1.0 — last reviewed by the legal team.

This document outlines the terms governing your use of our portal and any loan products you take out with us. The legal team will fill in the definitive content; this skeleton sets out the structure.

1. Acceptance of terms

By creating an account or submitting a loan application, you accept these terms.

2. Eligibility

You must be a resident of Papua New Guinea, of legal age, and able to enter into a binding contract.

3. Loan obligations

All loans are subject to credit assessment. Repayment terms, interest rates, and fees are disclosed at the point of approval and form part of your individual loan agreement.

4. Acceptable use

You must provide accurate information, keep your login credentials secret, and not use the portal for any unlawful purpose.

5. Privacy

Our handling of your personal data is governed by our Privacy Policy.

6. Liability

The legal team will populate the limitation-of-liability clause here.

7. Governing law

These terms are governed by the laws of Papua New Guinea.